As an entrepreneur, keeping costs under control is an important business goal.

21 Smart Ways to cut costs – As an entrepreneur, keeping costs under control is an important business goal.

In business, a dollar saved is equal to a dollar earned. Why not focus on increasing your business cash flow by cutting costs?

Here I share 21 tips to cut costs in your home and business. Some of them are simple to implement, but the positive impact on your bottom line can be immense.

  1. Renegotiate your office supplies deals with vendors or price match with large suppliers such as Amazon, Kmart
  2. Optimize your production real estate – consider leasing any unused area
  3. Reduce production costs – see if any metal, paper or cardboard leftovers can be sold and recycle the balance
  4. Save money by shopping for competitive quotes for your professional and personal insurance, then ask your current insurance company to match it
  5. Review your existing bank accounts to see if you can consolidate them to save money
  6. Planning to expand your business? Do a complete cost-benefit analysis to see how future cash flows match up if you take on too much debt. Do keep in mind that too much debt can affect your company rating, interest rates, liquidity position, and dilute your stake.
  7. Go digital – develop an email marketing plan to get in the inbox of prospective clients. Target developing a referral business to reduce your marketing costs as digital can be way cheaper than traditional marketing methods.
  8. Make networking a key component of your marketing plan. Create a personal brand to get more referrals and direct clients. Reduce the share of paid advertising gradually.
  9. Use social media effectively – Make use of time-saving social media scheduling tools like Buffer & Hootsuite to manage your Twitter, Facebook, Instagram, Linkedin accounts. Spend 10 minutes a week and schedule posts days or even weeks in advance. Stop paying to an agency to do it.
  10. Minimize time wasters – Make a daily to-do list. Use apps like Rescue time and Focus booster to stay on track and focus more.
  11. Do better time management – Review and redesign your workflow to see if you can do an activity in a better or faster way. Schedule all phone calls to a given time slot in a day. Similarly, check your email and social media at specific times in the day.
  12. Manage your notifications – Apps and tools are highly useful, but they can be time wasters too. Allow notifications only from useful apps and consider disabling the notifications from the ones that are not critical to your day.
  13. Pay only for the work done- Monitor and pay only for the billable hours of your employees with apps such as Toggl and Paymo.
  14. Free up your time to take on better-paying clients. Consider hiring a virtual assistant online to help you with daily administrative or routine tasks using online marketplaces such as Fiverr and Upwork.
  15. Increase business productivity by scheduling daily and weekly work for yourself and the team. If you have any free time, network to get more clients
  16. Minimize meetings or try to keep them online. Keep a schedule for it and wrap it up promptly. Taking notes earlier and being prepared can help.
  17. Use digital technology wherever you can to cut costs. Video conferencing, meetings, scheduling apps, and hiring talent online are just a few of the ideas you can implement.
  18. Use Google docs, spreadsheets for your team rather than getting Microsoft Office subscriptions. It is highly user-friendly, suitable for collaboration and helps you cut annual costs of about $100 per annum per user.
  19. Use free cloud data storage from Google drive to store your data online. Each user gets 15GB from Google, so use it effectively and save the cost of buying an expensive hard drive or other external storage devices.
  20. Consider subcontracting of smaller and repetitive tasks. It can help you save money, time, and be more productive. By taking on more clients, you can get more revenue into your company.
  21. Develop a laser focus on the quality of work. Better quality of work will bring in repeat clients, more referrals, and make your brand stronger, allowing you to charge higher prices.

Enhanced business profitability and bigger savings are just a few of the benefits that you can see almost immediately. Want to contribute your cost-saving ideas? Comment below to share it with everyone and keep saving!

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In business, a dollar saved is equal to a dollar earned. Why not focus on increasing your business cash flow by cutting costs?

Lets catch-up virtually for 30-45 minutes to discuss anything about you and your business.

I’m here to help you set and achieve your goals.

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Save Hours Each Week
  • Do you have takeout many times in a week? 

  • Do you want to eat healthy each day of the week, without spending tons of hours cooking?

  • Are you tired of eating the microwaved mac and cheese for the 3rd time in less than ten days?

Making meals or prepping them in advance can save you a lot of time. If you want to eat healthily but feel a time squeeze, I can completely understand. I was in the same situation but learning the art of preparing meals in advance. It helped me save dollars, eat healthily, and reduce food waste too.

Here, I share 12 tips for saving hours in the week by spending just 2 hours on the weekend. Bust stress and cook smart starting today!

Know the Why

Be clear with why you have started meal prepping? Losing weight, saving time, cutting the grocery budget, eating healthy can be a few of the many reasons. The goal will be your prime motivation. Be clear and write it in your journal or post-it on the refrigerator to motivate yourself.

Designate a Day

Many people prefer Saturday or Sunday for meal prepping. If you work during the weekend, you can choose any other day of the week that suits your schedule. Sticking to a particular day helps to make this exercise a habit.

Choose the Prep Meals

Starting small helps a lot. Pick a meal that you want to prepare for the week ahead. Maybe you can try making breakfast for the next five days. Here you could make 5 smoothie bags packed with frozen veggies, fruits with a teaspoon of almonds, chia and flax seeds. In the morning, just dump contents of one packet into the mixer, mix in milk, ice and you have healthy nutrition packed smoothie ready.

Select Recipes for the Week

Decide upon the recipes and make a list for the ingredients. Decide the servings to be made and get the exact amounts of ingredients.

Go Shopping

Take the list and go grocery shopping. Buying vegetables, meats, and fruits in bulk can save you a tidy sum of cash. As far as possible, stick to the list, but you can slip in a treat every week!

Get the Right Accessories

Get a set of stackable containers for the refrigerator. Glass or plastic is best for storing food. If you prefer plastic, buy the ones that are BPA-free.

Get the Veggies Ready

Wash and rinse the vegetables and fruits for the next 5 days. Chop or slice them and store in resealable bags that can be used when you are ready to cook. If you prefer to store them after roasting so, they are prepared for salads or soups.

Bake Early

Bake some sweet potatoes or regular potatoes and refrigerate them. They make for a quick side dish of mashed potatoes or a tossed salad.

Grate the Cheese

If you prefer grated cheese over your salads and as a seasoning in soups, grate the cheese block on Sunday. Just freeze it in a resealable bag to use during the week. This simple hack can save you a ton of time.

Cook the Meats

Using crockpots is a great way to cook your meats done. Cook the chicken or beef with a little bit of water or broth. Once ready, let it completely cool down and chop or shred it. Now freeze it up. During the week, get some meat out, add flavorful dressings, toss to make a yummy main course dish. Spicy Italian Beef with Mashed Potatoes for Monday night dinner in less than 10 minutes!

Egg power

Boil some eggs and refrigerate. They make for quick breakfasts with a smoothie or whole wheat toast. Do finish them up in a week. If peeled, finish them in a day.

Snack Packs

Make small snack packs of your favorite healthy munchies. When you go to work, pack one in your bag. Take small resealable plastic bags of sliced carrots, cucumbers, toasted nuts, whole wheat crackers, granola bars. You could also use small BPA-free plastic containers if you prefer them.

The Last Word

Cooking every day can be a challenge with work, study, children, and family priorities also on your plate. Spending 2 hours on the weekend can save you loads of unnecessary stress, reduce takeout meals, and save tons of dollars and your valuable time. Why not try out a couple of tips this weekend and check it out yourself?



Lets catch-up virtually for 30-45 minutes to discuss anything about you and your business. I’m here to help you set and achieve your goals. You can book using the button below

Lets Book a Discovery session Today


What can we learn if we are attuned to the seasonal change?

Seasons bring more than just the need for a wardrobe change. Each season delivers an opportunity to connect with nature and change together with it. Have you noticed how your mood and energy level differ depending on the season? Did you detect any new behaviors arising depending on the time of the year?

Plant and animal life have adapted over thousands of years to this change in weather happening throughout the year. As a species, humans have adapted to it too, however, over time, we lost the intensity of the connection. When most of the work people did was connected to agriculture and food growing we were much more mindful of the seasons. Today, as office work is unaffected by them we easily slip into the disconnect to nature’s change. When was the last time you were indeed aware that autumn or winter are starting, besides the need to use warmer clothes?
What can we learn if we are attuned to the seasonal change?

Every season bears a unique kind of beautiful with it and is precious for all life. The white coat that covers the Earth during winter makes it as beautiful as does the green one during the summer. In spring everything blossoms, and you could find yourself being moved by nature’s ability to regenerate after cold winter months. Have you ever stopped to admire the specter of colors autumn leaves showcase? Autumn is genuinely the season of movement with all the change happening (in temperature, winds, looks of, thus far, the green coat of Earth). Each one of the seasons is unique and delightful, the same as each one of us is, without exception. Nature appreciates all of the seasons as we should appreciate ourselves.

Each of the seasons lasts only for a few months and has its picks in its beauty. If we give them a chance, they can teach us to “stop and smell the roses” knowing nothing lasts forever. If you lived forever would you be so driven to do so much? Probably not. Seasons teach us we should enjoy the moment that is happening now as it is fleeting and never to repeat. You will never have a chance to live this day again!

Furthermore, seasons can offer hope to those that need it. A few months and the season is gone, right? In a way, this can be interpreted as nature’s way of telling us “this too shall pass.” If you are hurting, know it will pass (especially if you work on it). If you are happy savor every moment of it since it will also pass. If you think about it, nothing lasts forever and there a lesson and hope in appreciating that.

Change can prompt another kind of hope – hope that metamorphosis is achievable. Some changes can occur as naturally as spring comes after winter, whereas others will call for the shedding of old ways as trees leave their leaves in the autumn and give way to winter. Every one of the seasons presents an opportunity to reflect and reconstruct oneself.
Let the natural change spark your personal one

It used to be that summers were used to produce food, while the winter was a time for resting since there was not that much to do. It surely is no accident that after the season of change follows a season of calm. Winter can gift us with the feeling of peace and calm if we let it. The tranquility of winter can help reflect and ponder on the future steps in life. It can serve as a time to unwind and relax from all the movement and change we go through during the rest of the year.

Winter is a great time to dedicate to your own contemplation and allow yourself time to sit in quiet. The atmosphere of silence can help you get more attuned to your inner voice trying to whisper what you need and want. Turn inward to hear better and let your intuition direct you further. Allowing yourself to take the time to identify what negative stories you tell yourself can help you change them.

Autumn and winter demonstrate us that letting go is not necessarily a negative thing. The leaves and fruits that fall on the ground during autumn, and lie under snow during winter, will become new plant life when spring comes. Letting go can bring opportunities for something new to grow in its place. Give yourself the opportunity to declutter your mental and emotional space to make room for unknown experience in your life.


01 April  2019 – Article Submitted by Milica Markovic

Being an entrepreneur and small business owner means constantly challenging yourself, especially as a woman, while searching for new avenues for success. Even though you may be struggling now, remember that owning a Start-Up Business on Gold Coast means contending with a thriving business community and competitive environment. Using the Confidence in Business approach, you can make this decision effectively while avoiding unnecessary stress and worry.

Small Business Coaching provides personalized consultation to ensure your awareness of all your available options, even when that means changing course completely after owning a small business. Before moving forward with scaling back your business at all, try a self-assessment by considering where you will be in the next six months or so. This can help determine the path you’re headed on, as well as whether potential gains are worth the risk of continuing on, for now. Typically, coaching for success can assist in developing new and exciting endeavors that may be just around the corner!

In the next six to twelve months, with the help of professional coaching for women, do you imagine being able to turn your business around? If the answer is that you don’t see a clear, direct path forward, an SME Business Coach can help guide you through a successful exit, after exhausting all your options for salvaging it. The same motivation and ingenuity that propelled you to opening your small business in the first place, can also propel you forward now! Small Business Consulting can assist you every step of the way.

Starting and growing your small business means actively finding new ways to improve your margins, understand your customers and provide them the products and services they need. Now that you’ve noticed your small business isn’t necessarily sustainable, it’s time you start thinking how to prepare for the next steps for you, your customers and most importantly, your children and families. Before you even make a decision to down-size your small business, first be sure you have exhausted all your available resources and options, especially small business help and support via business coaching for women! After all, small businesses fluctuate dramatically, and often take months or even years to fully actualize their potential. Before considering an immediate shuttering, consult with your trusted Gold Coast Business Coach regarding your business future!

Believe it or not, finding a proactive solution to your business problems, even one as dramatic as closing down completely, can actually benefit you and your family in the long-term! In fact, a temporary or permanent closure can free up your time and energy to achieve your long-term goals and aspirations. With one opportunity ending, this is a great time to learn from the successes and challenges you faced while running your start-up, lessons that can inform you both personally and professionally!

Chances are, Business Coaching has already helped you achieve many of your goals for your small business, which are experiences that last a lifetime. Closing doesn’t mean you failed, but another opportunity to face life’s challenges head-on! Even if you never saw this in your future start-up plans, you can make the best of it by processing the right strategy while utilizing direct coaching for women in business. Even though it will undoubtedly be a grueling decision to make, it can lead to freedom and empowerment with the correct approach!


Over my years in business and having gone through the journey myself – “$60 in the bank to a business with an annual turnover of six-figures” – I have personally learned a few things along the way. Perhaps here are my top tips.

  1. First one is to set your own expectations, don’t wait to get expectations from anybody don’t wait for any external expectations, you decide what you want to be in your own life, you have a purpose, you’re here for a reason and you can do it.
  2. The second thing is to have the right attitude and remember that businesses, good businesses and good leaders hire for attitude. You need to have the right attitude, the attitude to know that you will be able to make it that you have what it takes to overcome obstacles. You have to remember that there’s a hidden opportunity in every challenge so look for it and stay at it and go for it.
  3. The third thing, which is the most important for all females is to ask for it. Statistically females negotiate way less than men. Chances don’t come knocking on your door even if you deserve them. No matter in which business you are looking to work with you have to ask for it, you have to negotiate when there’s a new opportunity, you have to ask for it when there’s a new activity in school or at university, you have to ask for it. So, we women have to do much more of that. I always say if life doesn’t give you an offer, it doesn’t mean that you don’t negotiate.
If you want to book a discovery session in with Paulette McCormack you can book it in using this link HERE. 

How to know you are ready to date after divorce

Divorce is rough and challenging, regardless of whether you were the one who ended it or it was your partner. Finding yourself on your own again, dealing with the break-up pain, making co-parenting plans, and eventually starting to date again can cause you to feel anxious and stare at the ceiling awake at night. Dating will most likely not be a priority right after the divorce, but once you do decide to try dating again, there are some things that could help you know you are ready for it.

You can accept your ex had some good qualities

There was a reason you chose your ex-partner in the first place, even though some of those elements might have changed over time. Why is it substantial to acknowledge this? Most likely the reasons you choose him are, nonetheless, relevant criteria on which you base the choice of your partner in general. The good qualities he possessed were indispensable to you to start with, hence you will likely want your new partner to possess them too. Therefore, choosing the exact opposite of your ex just to get as far away from as possible, is not a good idea. Ideally, you are able to recognize the desirable qualities about him and seek someone that is similar to him in that regard, but with the other benefits missing the first time.

You comprehend what you can and cannot compromise on

Do you know by now what are the absolute top 5 qualities your partner needs to possess if you are to stay with them? Do you identify some values and qualities you’d appreciate them to have, but can tolerate if he doesn’t have them? Coaching for success directs us to first understand our needs and things we wouldn’t settle for. Comprehending what is your absolute must and what you can compromise on will give clarity to your partner, but most importantly to yourself.

You don’t require a man to validate you

To be fair, we are social beings and need affirmation of other people. However, it is crucial we find our own name on the list of people who make us feel worthy. In coaching for success, one of the priorities is to be able to rely on yourself for affirmations. What is it that you like about yourself, what makes you exceptional and noteworthy? Being your own validating agent will be your shield against rejections and negative feedback. Invest in the relationship with yourself first and find happiness in time you spend alone. Any new partner that enters your life will merely add to that happiness, but shouldn’t be the sole or key reason for it.

Acknowledge what you desire to achieve with dating

Before you go on a first date, think about what is your goal. Coaching for business women instructs us to first set a goal that will drive our efforts. Would dating be a way of acquiring a partner to share life with, simply have fun, meet new people, etc.? Knowing what you want to achieve will guide your behaviour and support you in achieving exactly that. You might not know right now, and you want to explore exactly what you would like to gain from dating? That is alright too, as long as you are straightforward to your date but most importantly honest with yourself. If you are looking for a long-term commitment and your date is seeking something casual, you stand to get hurt.

Dating after divorce can be intimidating, to say the least. Putting yourself out there can be frightening, but it can be rewarding too. To make sure you get the most from it, be ready before you go on the first date. In conclusion, to check if you are prepared, you can ask yourself:

  • What were some good qualities my ex had, and what was missing?
  • What kind of qualities does my new partner need possessing, and what would I like him to have, but I can tolerate if he doesn’t?
  • What do I love about myself? Why am I worthy and exceptional regardless of whether others recognize it?
  • What am I seeking for from dating?

Most of all “Be Kind to yourself” – There is no right or wrong in the journey you take and your journey will be different that another. When we go on a journey of self-discovery we can often re-invent ourselves. Maybe learn meditation and mindfulness. Separating makes it sound like half of you has gone when in reality you are about to discover a new you – ENJOY!!.


“Close some doors. Not because of pride, incapacity or arrogance, but they no longer lead somewhere.”


10 February 2019 – Article Submitted by Milica Markovic